Each year, so many patients waste precious dental benefits because they do not utilize them within the deadline for using them. Dental insurance is not designed to cover you for emergencies but instead to motivate you to remain proactive regarding your oral health. Most people visit a dentist only when something hurts, and there, the problem starts. If you’ve been putting off a cleaning, checkup, or small procedure, you might want to act now before your unused dental benefits expire.
We at Flossophy Dental Studio see this all the time: benefits go unused, and patients don’t get the preventive care they require.
Why Dental Benefits Expire
Most policies are cashed in each calendar year. That is, if you have not used your permitted cleanings, exams, or other services by December 31, benefits expire. The “use it or lose it” policy covers most dental insurance policies, and it is one of the reasons patients lose hundreds of dollars’ worth of care each year.
Preventive appointments are usually covered completely, so they are the simplest and most efficient method for staying one step ahead of impending dental problems. Research conducted by the CDC indicates that regular cleanings can reduce the risk of gum disease and tooth decay – two of the most prevalent yet preventable oral concerns.
The Best Time to Use Your Plan
Mid-to-late fall is the best time to look over the details of your plan. Every dental office offers a dental insurance schedule, outlining what is covered and how often you can visit. If you look over your plan during this time, you can plan for treatment before your coverage lapses. If you’ve been thinking about starting a procedure, such as a filling or crown, your current dental coverage might already cover part of the expense.
Patients tend to forget that their dental insurance is not only for protection; it’s a yearly chance at maintaining permanent oral health without added financial burden.
Why Taking Action Today Is Important
Putting off regular visits can create larger problems down the road. Cavities, worn-out enamel, or initial signs of gum disease can creep up on you. The earlier you take advantage of your plan, the more effectively you can avoid expensive, complicated procedures in the future.
If your dentist recommends a procedure that requires more than one visit, making the first appointment before the year ends can enable you to spread coverage over two benefit periods. It reduces out-of-pocket expenses and keeps your care on track.
Your remaining dental benefits are yours – don’t lose them. A call or online appointment is all it takes to reserve your appointment before holiday schedules fill up.
Flossophy Dental Studio can help you make the best choices regarding your oral care. We will be your partners in protecting your oral health, using your benefits wisely, and heading into the new year with confidence and a healthy smile. Call our office now to book an appointment before your benefits renew.
